Amex Platinum vs. Citi Strata Elite: Which Card is Best?
Compare the Amex Platinum and Citi Strata Elite: perks, fees, points, travel credits, lounge access and more to find out which premium card fits your lifestyle.
Premium travel cards have become more interesting with the relaunch of the Citi Strata Elite℠ Card and a major refresh of the American Express Platinum Card®.
- The Strata Elite is Citi's new flagship travel card, offering a straightforward rewards structure, flexible travel credits and competitive lounge access for a $595 annual fee.
- The Amex Platinum remains a luxury heavyweight, complete with a suite of statement credits, hotel elite statuses and the industry's most robust lounge network — but now with a staggering $895 annual fee.
So which card delivers more overall value? Here's how they stack up.
Author's summary: Compare Amex Platinum and Citi Strata Elite cards.
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The Points Guy — 2025-10-14